旅游。爱。自在

旅游。爱。自在

Monday, December 15, 2008

~不讲你不知!!~

其实,EPF这东西很多人都不去理,麻烦请留意我提供给您的资讯!!对你有很大帮助的,朋友!!

Assume monthly basic salary is RM4000.

If your monthly EPF contribution is 11% ( RM440 ), taxable income = RM3560, income tax payable = RM77.

If your monthly EPF contribution is 8% ( RM320 ), taxable income = RM3680, income tax payable = RM109.


假设 薪水RM4000

选择 EPF 11%也就是RM440,taxable income 是RM3560,所以tax RM77

选择 EPF 8%也就是RM320, taxable income 是RM3680,所以tax RM109

有没有这样的可能?政府揾我们笨??


Conclusion :
If you choose to contribute 8%, you will end up paying more income tax to the government, which will make the government richer. Finance Minister Najib said this measure is meant to boost up the slow-down market, but from this example wee see that the money does not go into the market. Instead the money goes direct into the government's pocket through the greater amount of income tax that we will have to pay. Obviously this measure does not help the market at all. Do we still want this kind of government that doesn't have the best interest of the people in mind?
WALAO耶!!如果你的薪水没有被政府tax的话,就ok啦。。但是大多数人都宁愿把钱收着,也不给你tax啦。而且,薪水被tax的人多数都花得起钱的,如果“”实行这个的话,钱不就是不但不进市场,反而进政府的袋子??好彩“”还会说可以选择8%或11%,不然就。。。。真亏“”想得到!!“”真内行!!

1 comment:

KeanMing said...

take the 3% and spend on something useful, but not to spend it on entertainement, then you can have more space to breathe via tax relief scheme. Many people do not know there're things that can minus off from income before declare taxable income, like for books we all have RM 1000 each year to deduct, but how many people feed their minds with good reading materials ?